Yes, it’s that time again. Car insurance capers - Jeez, I can’t wait.

I’ve been with the same insurer for about 7 years now; I’ve shopped around, but never switched. I like their customer service and when I’ve needed to claim, the process has been easy and efficient. Whilst price is not everything, it does count for something - and to be honest, they’re far from being ‘cheap’ and I’m starting to resent being ripped off.

So I’m off to get some more quotes. You see enough adverts on TV after all - “save this”, “compare that”, “we’re the cheapest”, “no we are”. You can even win a million quid “just for getting a quote”. Desperate or what?